The Shnider Group LLC
Fractional CFO & Financial Advisory
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Fractional CFO & Financial Advisory · Southwest Florida

Turn your numbers into decisions — before mistakes get expensive

Real CFO-level expertise, at whatever level of involvement you need — from a self-serve platform starting at $39.17/month (billed annually) to a fully embedded advisor at $5,000/month, backed by 25+ years as a CPA and Certified Valuation Analyst.

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What We Do
Two Ways to Get CFO-Level Clarity
"CFO-level" means someone owns your cash flow, forecasting, and financial strategy — not just your bookkeeping. Both offers below draw on that same CFO-level expertise — a CPA and Certified Valuation Analyst with 25+ years in the field — just delivered at a different level of involvement.

Fractional CFO & Advisory

Hands-On · $5,000/mo

For business owners who need someone actually driving the financial strategy — not just another dashboard. We take ownership of your month-end close, cash flow, and forecasting, and sit with you every month to turn the numbers into decisions. One flat monthly retainer — no hourly billing, no surprise invoices.

  • ✓ Month-end close & reporting
  • ✓ Cash flow forecasting & management
  • ✓ Budgeting & strategic planning
  • ✓ Lender- & investor-ready financials
  • ✓ Growth & profitability analysis
See what's included →

Financial Clarity

Self-Serve · From $39.17/mo, billed annually

For owners who want the same caliber of analysis without hiring anyone. Financial Clarity is an interactive platform built from the same CPA/CVA expertise behind our advisory practice — benchmark your KPIs against your industry, model breakeven and cash flow, and see exactly where your overhead is going, on your own schedule, at a fraction of the cost.

  • ✓ Industry KPI dashboards
  • ✓ Breakeven & cash flow tools
  • ✓ Ratio & margin analysis
  • ✓ Indirect cost & overhead allocation
  • ✓ New tools added regularly
Try free demo →

Also Available: Tax Planning & Preparation

Business tax planning, entity strategy, and preparation — handled by the same CPA who already manages your monthly numbers, so nothing gets reconciled after the fact each April.

  • ✓ Business tax planning & filing
  • ✓ Entity structure review
  • ✓ Quarterly tax planning
Explore Tax Services →
Pricing
Ways to Work With Us
A hands-on fractional CFO engagement, or self-serve access to Financial Clarity — same CPA/CVA expertise, different level of involvement.
RECOMMENDED

Fractional CFO

$5,000/mo
Hands-on, ongoing engagement · Flat retainer
  • Direct access to Neil — no hand-offs, no account team
  • Monthly forecast & strategy session
  • Board- & investor-ready reporting
  • Cash flow management & forecasting
  • Industry benchmarking & valuation insight
  • No hourly billing, ever
Book a Discovery Call →

Financial Clarity

$39.17/mo
Billed annually ($470/yr) · or $49 month-to-month · Starter $149 one-time
  • Self-serve what-if modeling, on your schedule
  • Industry KPI dashboards & benchmarks
  • Cash flow, breakeven, pricing & DSCR tools
  • New tools & industries as they're added
  • Your numbers never leave your browser
See plans & sign up →

Not sure yet? Try Financial Clarity free first →

Client Results
What Changed for These Businesses
Acquisitions, turnarounds and better decisions — in the owners' own words.
Produce distribution
Growth restarted after a flat year
Neil has reorganized our business as if it was his own, always just a phone call away. He has allowed me to dodge many bullets by advising me on the pros and cons of every major decision.
R.H. · Owner, produce distributor, Southwest Florida
Business acquisition
Guided through a business acquisition
His expertise in financial analysis, deal structuring, and negotiation provided tremendous value throughout the process. Neil's strategic guidance, responsiveness, and deep M&A knowledge helped me navigate critical decisions with confidence.
A.C. · Business buyer, technology company
Bookkeeping firm
Struggling businesses turned around
I've seen him overhaul more than one struggling business, and it really can change a person's life. If you are willing to receive direct, honest, and no-nonsense insight about your business or finances, Neil is a fantastic person to work with.
K.H. · Owner, bookkeeping firm
See all client results →
Neil Shnider, CPA, MBA, CVA — The Shnider Group LLC
Meet Your CFO

Neil Shnider

CPA · MBA · CVA

Neil has spent his career helping privately held businesses make better financial decisions. As a Certified Public Accountant, MBA and Certified Valuation Analyst, he brings both technical rigor and strategic clarity to every engagement.

His work isn't about reports. It's about making sure every major decision is backed by a clear picture of what's likely to happen next — whether that's through a hands-on Fractional CFO engagement or the Financial Clarity platform he built from the same expertise.

25+Years in financial advisory
5Business ebooks published
CVACertified Valuation Analyst
“Never exchange cash for profits. Don't buy credentials — buy skills to accomplish your goals.”
Book a Discovery Call How the Fractional CFO engagement works →
Common Questions
What Business Owners Ask
Answers to the questions we hear most before someone reaches out.
How much does a fractional CFO cost?

Monthly retainers for fractional CFO services typically run $3,000–$10,000 depending on scope and company size. Our fractional CFO engagement is $5,000/month with no hourly billing or surprise invoices — see the full breakdown on our Fractional CFO services page.

What's the difference between outsourced CFO services and Financial Clarity?

Outsourced CFO services are a hands-on monthly engagement with a real CPA and CVA reviewing your numbers. Financial Clarity is a self-serve financial toolkit you use on your own — same underlying expertise, different level of involvement, at a different price point.

When should a small business hire a fractional CFO?

Most owners reach out when cash flow feels unpredictable despite steady revenue, when they're preparing financials for a lender or investor, or when they've outgrown a bookkeeper but aren't ready for a full-time CFO salary.

Is tax planning included with the Fractional CFO retainer, or is it separate?

It's billed separately from the CFO retainer, though clients on both often bundle them — Fractional CFO clients get 10% off Tax Planning & Preparation, and the two stay in sync since it's the same person handling both. See the full breakdown on our Tax Services page.

Ready to Get Clarity on Your Numbers?

Work directly with a CFO, or try Financial Clarity free — no credit card, no catch.

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